Farmers Gold

  • Monthly Service Charge, which includes the following:....$7.50/mo (interest rates are subject to change)
  • Interest will be paid on collected balances over $1,000.00 compounded daily and paid monthly.
  • Unlimited check writing
  • No minimum or average balance required
  • Ready Reserve Overdraft Protection, debit card (subject to credit approval)
  • Check - printing  -  wallet only
 

Individual Regular Accounts

  • Minimum Balance to avoid a service charge is $500.00
  • If minimum balance of $500.00 is not Maintained, Maintenance fee imposed on statement cycle.......$7.00/mo.
 

Individual Pay-As-You-Go

  • Monthly maintenance fee.....$2.50/mo.
  • Fee per debit....$ .30
 

Individual Now Account

  • Minimum Balance to avoid service charge is $750.00
    (interest rates are subject to change)
  • Interest will be paid on collected balances, compounded daily and paid monthly
  • If the balance falls below $750.00 on any day in the cycle: Maintenance Fee imposed on statement cycle....$2.00/mo.
    Fee per debit....$ .30
 

MMDA Account

  • Minimum balance is $2,500.00
    (interest rates are subject to change)
  • Interest will be paid on collected balances, compounded daily and paid monthly
  • If minimum balance of $2,500.00 is not maintained, Maintenance fee imposed on statement cycle....$10.00/mo.
  • A depositor may make no more than 6 covered transfers or withdrawals per calendar month or statement cycle if withdrawals exceed six(6) per statement cycle, per debit fee charged ..$10/transaction   
 

Step Up MMDA Account

  • Minimum balance is $25,000 
    (interest rates are subject to change)
  • Interest will be paid on collected balances, compounded daily and paid monthly
  • If minimum balance of $25,000 is not maintained, Maintenance fee imposed on statement cycle....$10.00/mo.
  • A depositor may make no more than 6 covered transfers or withdrawals per calendar month or statement cycle if withdrawals exceed six(6) per statement cycle, per debit fee charged ..$10/transaction  
 

Golden Prestige NOW Account

    • For customers 50 years of age and over 
      interest rates subject to change
    • Interest will be paid on collected balances, compounded daily and paid monthly.
    • No minimum balance required
    • Check printing (wallet).................no charge
    • Direct deposit.............................no charge
    • Telephone transfers.....................no charge
    • ATM/Check card..........................no charge
    • Travelers Cheques........................no charge
    • Cashiers Checks & Money orders...no charge


Spur Account

  • Opening balance..............$100.00
  • Bank wallet checks..........first order free
  • Service charge.................no charge
 

Regular Savings Account

interest rates are subject to change

  • Interest will be paid on collected balances, compounded daily and paid quarterly
  • If balance falls below $200.00 on any day of the month, maintenance fee imposed per month.....$2.00/mo. (minor account not subject to maintenance fee)
  • A depositor may make no more than 6 covered transfers or withdrawals per calendar month or statement cycle if withdrawals exceed six(6) per statement cycle, per debit fee charged ..$0.50/transaction  

 

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