"The Way It Should Be"

 

We are locally owned & managed

whether your needs are personal, commercial,

or agricultural, we can help.

 


Consumer/Individual Accounts

Farmers Gold

  • Monthly Service Charge, which includes the following:....$7.50/mo (interest rates are subject to change)
  • Interest will be paid on collected balances over $1,000.00 compounded daily and paid monthly.
  • Unlimited check writing
  • No minimum or average balance required
  • Ready Reserve Overdraft Protection, debit card (subject to credit approval)
  • Check - printing  -  wallet only
Individual Regular Accounts
  • Minimum Balance to avoid a service charge is $500.00
  • If minimum balance of $500.00 is not Maintained, Maintenance fee imposed on statement cycle.......$7.00/mo.
Individual Pay-As-You-Go
  • Monthly maintenance fee.....$2.50/mo.
  • Fee per debit....$ .30
Individual Now Account
  • Minimum Balance to avoid service charge is $750.00
    (interest rates are subject to change)
  • Interest will be paid on collected balances, compounded daily and paid monthly
  • If the balance falls below $750.00 on any day in the cycle: Maintenance Fee imposed on statement cycle....$2.00/mo.
    Fee per debit....$ .30
MMDA Account
  • Minimum balance is $2,500.00
    (interest rates are subject to change)
  • Interest will be paid on collected balances, compounded daily and paid monthly
  • If minimum balance of $2,500.00 is not maintained, Maintenance fee imposed on statement cycle....$10.00/mo.
  • Maximum withdrawls per month is six (6), Only three (3) by check. If withdrawals Exceed six (6) per month, per debit fee Charged....$10.00/trans.
Step Up MMDA Account
  • Minimum balance is $25,000
    (interest rates are subject to change)
  • Interest will be paid on collected balances, compounded daily and paid monthly
  • If minimum balance of $25,000 is not maintained, Maintenance fee imposed on statement cycle....$10.00/mo.
  • Maximum withdrawals per month is six (6). Only three (3) by check. If withdrawals Exceed six (6) per month, per debit fee charged....$10.00/trans.
Golden Prestige NOW Account
  • For customers 50 years of age and over
    interest rates subject to change
  • Interest will be paid on collected balances, compounded daily and paid monthly.
  • No minimum balance required
  • Check printing (wallet)....no charge
  • Direct deposit..................no charge
  • Telephone transfers........no charge
  • ATM/Check card...............no charge
  • Travelers Cheques..........no charge
  • Cashiers Checks &

  • Money orders..................no charge
Spur Account
  • Opening balance..............$100.00
  • Bank wallet checks..........first order free
  • Service charge.................no charge
Regular Savings Account
    interest rates are subject to change
  • Interest will be paid on collected balances, compounded daily and paid quarterly
  • If balance falls below $200.00 on any day of the month, maintenance fee imposed per month.....$2.00/mo. (minor account not subject to maintenance fee)
  • Maximum withdrawals per quarter is six (6). If withdrawals exceed two (2) per month, per excess withdrawal fee charged.....$ .50/trans.

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